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Cash Asap Loans @ www.cashasap.co.uk
Cash Asap was unveiled by Apfin Ltd back in 2012. As the result of minimal advertising since launch, this company hasn’t become that recognisable across the sector. This is a shame since they offer one of the most flexible services around today. This flexibility is seen in both the accessible amounts and the terms. First time users can receive between £50 and £300 with the ability to select the sum to the exact £1. The cap when returning is increased to £750. On a past check they did actually begin from £20 onwards, but this has been increased now. Any repayment day of your choice can also be selected between 1 and 35 days.
A “Multi Month Loans” section has recently been added at www.cashasap.co.uk that also brings the option of a 3 month term, this time starting from £100. This addition plus the specs (£1 + daily increments) are matched to Wonga. The pricing comes in just a little under the cap. A £100 7 day loan would cost £5.56 whilst over 30 days the cost is £23.84. For the new £300 option, the charge would depend on when you are next being paid. When setting the repayment schedule over 90 full days the charge calculated at £154.23. There is a Cash Asap promo code button on the application form. We couldn’t track down any codes though.
An interesting initiative is their #pricecheck promotion. What happens here is that if you are declined with them and on the same day you can manage to get funded elsewhere at a cheaper cost then they’ll pay out however much was due to be charged on interest. You must reply to their rejection email with a credit agreement and send eventual confirmation that it was fully repaid, but it is worth giving it a try. There is a Cash Asap login facility built into the site where applications are processed 7/7. The opening hours are Monday to Friday (8am/9pm), Saturday (8am/7pm) and Sunday (9am/7pm). Finally, they have taken on BCCA membership.
£5.56 /£100 (7)
£23.84 /£100 (30)
£154.23 /£300 (3)
Data Taken from www.cashasap.co.uk: January 2017.