Top 10 Lists + Full Lender Lists (Linked in Brackets)

payday

Monkey Dosh Loans @ www.monkeydosh.com

Monkey Dosh Loans
About:
Monkey Dosh (sometimes termed as MonkeyDosh) has been an active payday lender since 2010. The Manchester-based firm trades through this featured company only at www.monkeydosh.com. Both Personal Credit Loan and Slater Brooks are also listed on their FCA page, but when we checked these domains, each had been taken down. Things have been a little quiet on the advertising front over the past few years. They did historically advertise across their home city whether that be promo posters or radio ads put out on Key 103. Their Twitter hasn’t been updated for a year and there are a few site issues such as with logins and so some may wonder how much longer this lender will remain in business.

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MyKredit Loans @ www.mykredit.com

MyKredit Loans
About:
MyKredit was rolled out by Global Kapital Group Ltd in 2015. The owner’s HQ is found in London, but they have grown quickly since 2010 into a real global force active across 18 countries. They are involved in a diverse range of markets such as foreign exchange, payment services, precious metals etc. We are of course looking at their developments in consumer lending. The MyKredit loans are directed at the UK through www.mykredit.com, but the brand is also active in Australia and Spain. It is always important for new lenders to arrive with a distinguishable feature. MyKredit’s standout feature is seen through automation, with the firm enabling 24/7 funding when requested through the login or SMS.

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Quidie Loans @ www.quidie.co.uk

Quidie Loans
About:
Quidie Ltd was incorporated in summer 2012, but it wouldn’t be until early 2015 that the Quidie loans would launch. Since this time this lender has enjoyed steady growth. When heading on to www.quidie.co.uk for the first time you’ll see the flexible slider, but as the slider marks and as specified in the FAQ, you are merely selecting your next pay date. Here it notes a full range of 3 to 38 days (they extend to the following month if your payday is soon approaching). This lender is quite picky with who they choose to take on. Bad credit is not considered and there is also a minimum age requirement in place of 21.

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247Moneybox Loans @ www.247moneybox.com

247Moneybox Loans
About:
The 247Moneybox loans hit the market back in 2009. This is the sole operation of Active Securities Ltd. This brand was extended, with sites built for Canada and New Zealand. Each have however now been taken down with just the British market being served via www.247moneybox.com. As suggested by the branding, this is a 24/7 payday lender. The ability to access funding around the clock is however only accessible to existing customers (assuming that a request isn’t flagged up by their system). First time applicants may only see approval during their restricted opening hours of Monday to Friday (8.30am to 6pm). The lure of 24/7 funding is a key feature of this service.

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Sunshine Credit Loans @ www.sunshinecredit.co.uk

Sunshine Credit Loans
About:
Sunshine Credit is the latest project from The Quick Loan Shop Ltd who primarily operate under Quick Loan Shop. Miss Payday and Wee Loans are other active trading names. They also broker through a few comparison sites. Sunshine’s launch appears to have followed shortly after www.sunshinecredit.co.uk was registered in late April 2016. It hasn’t been long since they arrived and there has been no promotion and so not many people will have got the chance to uncover their enticing cheap rate at just 0.4%. This is a key USP, but other than this it is quite a no-frills offering. Their monthly term is restricted to small £100 to £500 sums for all customers.

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Vivus Loans @ www.vivus.co.uk

Vivus Loans
About:
“Vivus.co.uk is no longer taking loan applications”. This was the notice that popped up on their site in February 2017. We sent an email to their team and it was confirmed that they were closing. We’ll follow with the service info that was in place shortly before they closed (this is the 2nd time that the brand has left the UK). The Vivus loans were initially introduced to the UK in 2012. The owner (Latvia’s 4Finance Holding S.A) trades through this brand plus others in 17 countries mostly across Europe. 4Finance however pulled out of the British sector in 2014. We would again see the project spring back up again at www.vivus.co.uk in early 2016.

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