Top 10 Lists + Full Lender Lists (Linked in Brackets)

List of 6 Month Loan Lenders by Price

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From the list covering 3 Months, we today double up to showcase the UK’s 6 month loan lenders by price. Taking this step up hands you with more manageable lower repayments. More interest overall will need to paid out, but the actual daily interest does drop. The rates here tend to float just above 0.4% whilst on 3 just over 0.5% is commonplace. So, it does make sense to opt with the extended option. The ability is of course usually there to settle early if you do change your mind. There is less market choice below. Here you’ll find 29 entries that isn’t quite as large as 3 that headed up to 40 listings.

Shown:
Daily interest to 3 dp (+full charge per £300 borrowed)
Brand name (+launch year) | (7/7) = Open 7/7, (ret: 7/7) = 7 day funding available to existing customers, (F) = Longer term available.
Notes: Supporting notes will follow that identify such things as minimum age requirements, promo codes factored etc. Hypothetical is noted where £300 can’t be selected over 6. In this instance we may have doubled a £150 sum or split £600. Sometimes, £300 may only be available on reloans.

Related: Summary of Top 10

List of 6 Month Loan Lenders by Price /£300…

0.157% to 0.178% (£85 to £96)…
Fair Finance (2005) (F) (*complete in-branch)

0.180% (£97.20)…
Drafty (2016) (7/7) (F)

0.260% (£140.55)…
Quick Loan Shop (2012) (F) (*hypothetical)

0.265% (£143.04)…
The Money Shop (1996) (ret: 7/7) (F)

0.278% (£150)…
Smart Pig (2012) (7/7) (*students only)

0.287% (£154.94)…
Kabayan Finance (2010) (F)

0.330% (£178.32)…
H&T Finance (2015) (F)

0.378% to 0.385% (£203.85 to £208.08)…
Pounds to Pocket (2010) (7/7) (F) (*promo)

0.403% (£217.80)…
Payday Express (1999) (ret: 7/7) (F)
PaydayUK (2003) (ret: 7/7) (F)

0.434% (£234.56)…
MyJar (2009/2013) (7/7) (F)

0.458% (£247.05)…
Trusted Quid (2011)

0.466% to 0.474% (£251.65 to £255.91)…
Money Boat (2014) (*review discount)

0.470% (£253.99)…
WageDayAdvance (2004) (7/7)

0.470% (£254)…
Mr Lender (2009) (7/7)

0.472% (£255)…
Cash4UNow (2011)

0.487% to 0.548% (£262.87 to £295.91)…
Sunny (2004/2013) (7/7) (F) (*promo)

0.487% (£263.16)…
Oakam (2007) (F)

0.498% to 0.509% (£268.80 to £274.60)…
Satsuma Loans (2013) (F) (*monthly or weekly repayments)

0.510% (£275.52)…
Lending Stream (2008) (7/7)

0.518% (£279.52)…
Square Today (2015) (F)

0.546% (£294.59)…
Peachy (2011) (F)

0.552% (£298.25)…
True Blue Loans (2013)

0.556% (£300)…
Savvy (?/2014) (F) (*unknown launch before rebrand)

0.557% (£301)…
Tick Tock Loans (2014)

0.619% (£334.35)…
UK Lenders Alliance (2011)

0.800% (£432)…
SafetyNet Credit (2012) (F) (ret: 7/7)

Not listed:
Ferratum (2010) (ret: 7/7) (*return users must login for price)
SkyQuid (2014) (*no price estimate for 6)

Last Updated: March 2017.