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On Stride Financial Loans @ www.onstride.co.uk
On Stride Financial is part of the Enova International family running through the subsidiary of EuroNetCash Llc. Enova’s more recognisable local brands are Pounds to Pocket and QuickQuid. There is an added strictness on this side, since they are offering large unsecured loans through www.onstride.co.uk. They launched here back in 2014 and have become relatively well known over their few active years. There has however been no TV ad campaigning that would have been expected considering the level of investment that the other Enova brands have received. Whilst they could be missing out here, they do command strong search engine rankings for most of the major keyword terms that they’d wish to be targeting.
The unsecured On Stride loans are available between £1000 and £10,000. The repayment range is 1 to 5 years, but there are caps such as £1000 stopping at 3 years. This sum over a single year is packaged at £385.88 (89% APR). There are supplementary rates of 29% and 45% for larger amounts. If you select £2000 over 3 years then 29% becomes possible (assuming that you qualify at this tier). The pricing was previously much more competitive with each of the 3 rates being handed to every selected figure. The past £1k charges were variable at £146.36, £217.52 and £385.88, but just the latter is up for grabs now.
On Stride’s opening hours are 8am to 8pm between Monday and Friday. When applying you are asked to submit proof of income. There may be a delay of a few days for checks to be completed, but once approved a same day payout is made. You can then manage your account through the On Stride login. Bad credit could see acceptance, but the chance of approval would be higher over at Pounds to Pocket where you can also receive a 12 month loan. Other than the document request they only ask for employment with regular pay. Overall, lots of positives here, but with the increased cost you can now receive much better deals at their rivals AvantCredit and Likely Loans.
£385.88 /£1000 (12)
Data Taken from www.onstride.co.uk: January 2017.