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Square Today Loans @

Square Today Loans
Square Today arises from Cheque Centres Ltd that is part of CNG Financial Corp. This is the online equivalent of Cheque Centre who operate through 53 stores across the UK. CNG also operates through the Cash Generator chain and SuperCredit in Poland. Their main company is however Check ‘n Go over in America that has a vast chain of over 1000 stores. The launch of came in 2015 and so this is still a relatively fresh project. There are 2 packaged products that includes an instalment and a personal loan offering. The first choice sees between £200 and £850 across 5 to 9 months. The larger option is £1000 to £5000 over 1 to 3 years.

When it comes to pricing, £300 over 6 months comes in at £279.52. For £1000 over a year you’d be looking at £418.27. This long term choice is reasonably priced. When they initially launched this cost was actually much more expensive at the level of £761.16. As well as applying online, you can head into one of their shops if you have one nearby. It was unclear when this service is available since their opening hours aren’t displayed on the site. We emailed their support and they noted standard working hours from Monday to Friday of 9am to 5pm. This hands the edge to retail with most Cheque Centres being open on Saturdays.

Their vibrantly styled website is fitted with a Square Today login for all customers. Cheque Centre has always been a highly recognisable name on the high street and so it makes a lot of sense for them to launch an online project like this, especially since the major retail competitors are doing so well on the web front noting H&T and The Money Shop. One thing of note is that the Square Today loans will need to be promoted much more if they are looking to compete with the likes of The Money Shop. It doesn’t help their cause though that TMS charges £143.04 compared to the £279.52 here over a 6 month period.

Pricing Examples…
£279.52 /£300 (6)
£418.27 /£1000 (12)

Data Taken from January 2017.